.kzf{--ink:#07233f;--muted:#506477;--accent:#f46b24;--line:#dce3e8;color:var(--ink);background:#fff;font-size:17px;line-height:1.7}.kzf *{box-sizing:border-box}.kzf-wrap{width:min(1180px,calc(100% - 48px));margin:auto}.kzf h1,.kzf h2,.kzf h3{color:var(--ink);font-family:inherit;font-weight:750;letter-spacing:-.035em;line-height:1.14;margin:0 0 24px}.kzf h2{font-size:clamp(30px,3.7vw,44px)}.kzf h3{font-size:22px;letter-spacing:-.02em;margin-bottom:14px}.kzf p{margin:0 0 20px}.kzf a{color:inherit;text-underline-offset:4px}.kzf a:hover{text-decoration-thickness:2px}.kzf a:focus-visible,.kzf summary:focus-visible,.kzf input:focus-visible,.kzf textarea:focus-visible,.kzf button:focus-visible{outline:3px solid #e66620;outline-offset:4px}.kzf-breadcrumb{display:flex;flex-wrap:wrap;gap:10px;font-size:13px;color:var(--muted);padding:20px 0}.kzf-breadcrumb a{text-decoration:none}.kzf-hero{padding:25px 0 64px;background:linear-gradient(180deg,#fff,#f4f6f8)}.kzf-hero-grid{display:grid;grid-template-columns:1.12fr 1fr;gap:48px;align-items:center}.kzf-eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px!important;font-weight:750;color:#9a400d;margin-bottom:18px!important}.kzf h1{font-size:clamp(36px,4.2vw,53px);letter-spacing:-.045em}.kzf h1 span{display:block;font-size:.62em;letter-spacing:-.025em;line-height:1.22;margin-top:22px;font-weight:550;color:var(--muted)}.kzf-lead{font-size:18px;color:var(--muted);max-width:600px}.kzf-status{font-size:14px;font-weight:700;display:flex;gap:9px;align-items:center}.kzf-status span{font-size:11px;color:#be4d0e}.kzf-actions{display:flex;flex-wrap:wrap;align-items:center;gap:18px;margin:24px 0 14px}.kzf .kzf-button{display:inline-flex;align-items:center;justify-content:center;gap:15px;background:var(--accent);color:#172838;font-size:15px;font-weight:750;line-height:1.4;border:0;border-radius:7px;padding:17px 21px;text-decoration:none;min-height:53px;cursor:pointer}.kzf .kzf-button:hover{background:#ff7d37;transform:translateY(-1px)}.kzf-phone{font-weight:700;text-decoration:none;white-space:nowrap}.kzf-small{font-size:12px!important;line-height:1.6;color:var(--muted)}.kzf-hero-visual{position:relative;padding-bottom:74px;align-self:stretch;min-height:490px}.kzf-hero-visual>img{width:100%;height:100%;min-height:375px;object-fit:cover;border-radius:16px;object-position:59% center}.kzf-amount{position:absolute;bottom:0;left:28px;right:28px;padding:26px 28px;background:var(--ink);color:white;border-radius:12px;box-shadow:0 14px 40px #07233f20}.kzf-amount>span{font-size:13px;letter-spacing:.03em}.kzf-amount strong{font-size:clamp(40px,4.5vw,58px);line-height:1.3;display:block;font-weight:750;letter-spacing:-.04em}.kzf-amount small{font-size:19px;letter-spacing:0;font-weight:500}.kzf-amount p{font-size:13px;color:#d0dce6;margin:4px 0 9px;line-height:1.55}.kzf-amount a{font-size:13px;color:#ffc19f;font-weight:650}.kzf-jump{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.kzf-jump>.kzf-wrap{display:flex;justify-content:space-between;gap:18px;overflow-x:auto;padding:18px 0}.kzf-jump a{font-size:13px;font-weight:650;text-decoration:none;white-space:nowrap}.kzf-section{padding-top:78px;padding-bottom:78px;scroll-margin-top:30px}.kzf-section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:20px}.kzf-updated{font-size:12px;text-align:right;color:var(--muted);flex-shrink:0}.kzf-updated time{font-weight:700}.kzf-intro{max-width:840px;color:var(--muted)}.kzf-table-wrap{margin:30px 0 15px;max-width:100%;overflow:auto}.kzf table{width:100%;border-collapse:collapse;font-size:17px}.kzf caption{caption-side:bottom;font-size:12px;color:var(--muted);padding-top:12px}.kzf th,.kzf td{padding:20px 24px;border-bottom:1px solid var(--line);text-align:left;vertical-align:middle}.kzf thead th{background:#f3f5f7;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em}.kzf tbody th{font-weight:650}.kzf tbody small{display:block;font-weight:400;font-size:14px;color:var(--muted);margin-top:4px}.kzf td{font-size:30px;font-weight:750;letter-spacing:-.035em;white-space:nowrap;text-align:right}.kzf thead th:last-child{text-align:right}.kzf-focus-row{background:#fff4ec}.kzf-source{font-size:12px;color:var(--muted);line-height:1.7}.kzf-bonus-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px;margin:40px 0 16px}.kzf-bonus-grid article{border-left:3px solid var(--accent);padding:5px 0 0 24px}.kzf-bonus-value{font-size:30px;letter-spacing:-.035em;font-weight:750;display:block;margin-bottom:8px}.kzf-bonus-grid p{font-size:15px;color:var(--muted)}.kzf-notice{padding:25px 30px;background:#f3f5f7;border-radius:8px;margin-top:32px}.kzf-notice strong{font-size:19px}.kzf-notice p{font-size:14px;margin:10px 0 0;color:var(--muted)}.kzf-tinted{background:#f5f7f8}.kzf-two-col{display:grid;grid-template-columns:.85fr 1.15fr;gap:90px}.kzf-two-col>div>p:not(.kzf-eyebrow){color:var(--muted)}.kzf-requirements article{display:flex;gap:20px;border-bottom:1px solid var(--line);padding:0 0 22px;margin-bottom:25px}.kzf-requirements article>span{font-size:15px;font-weight:750;color:#a84a17;padding-top:2px}.kzf-requirements p{font-size:15px;margin-bottom:0;color:var(--muted)}.kzf-requirements .kzf-source{font-size:12px}.kzf-dates{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;margin:36px 0 12px}.kzf-dates>div{border-top:3px solid var(--ink);padding-top:20px}.kzf-dates span{display:block;font-size:12px;color:var(--muted)}.kzf-dates strong{font-size:32px;letter-spacing:-.035em;display:block;margin:3px 0 12px}.kzf-dates p{font-size:14px;color:var(--muted)}.kzf-steps{counter-reset:step;list-style:none;margin:36px 0 16px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:30px 50px}.kzf-steps li{counter-increment:step;position:relative;padding-left:50px}.kzf-steps li:before{content:counter(step);position:absolute;left:0;top:0;font-size:18px;font-weight:750;border:1px solid var(--line);border-radius:50%;width:34px;height:34px;text-align:center;line-height:32px}.kzf-steps h3{font-size:20px}.kzf-steps p{font-size:15px;color:var(--muted)}.kzf-planning{background:#f8f3ee}.kzf-planning-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;margin:38px 0 12px}.kzf-planning-grid p{font-size:15px;color:var(--muted)}.kzf-planning-grid a{display:inline-block;margin-top:10px;font-weight:600;color:var(--ink)}.kzf-regional{margin-top:36px;padding-top:30px;border-top:1px solid #d9d5d1}.kzf-regional p{font-size:15px;color:var(--muted);max-width:920px}.kzf-regional nav{display:flex;gap:14px;flex-wrap:wrap}.kzf-regional nav a{border:1px solid #c9c8c5;padding:10px 16px;border-radius:5px;text-decoration:none;font-size:14px}.kzf-faq{max-width:940px;margin-top:35px}.kzf-faq details{border-bottom:1px solid var(--line)}.kzf-faq summary{padding:22px 0;display:flex;gap:20px;align-items:center;justify-content:space-between;cursor:pointer;list-style:none;font-size:18px;font-weight:650}.kzf-faq summary::-webkit-details-marker{display:none}.kzf-faq summary>span{font-size:23px;color:#ab4b15;flex-shrink:0}.kzf-faq details[open] summary>span{transform:rotate(45deg)}.kzf-faq details>div{padding:0 30px 24px 0;color:var(--muted);font-size:15px}.kzf-faq p{margin-bottom:10px}.kzf-contact{background:var(--ink);color:#d7e1eb;scroll-margin-top:20px}.kzf-contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:75px;align-items:start}.kzf-contact h2{color:white}.kzf-contact .kzf-eyebrow{color:#ffb68d}.kzf-contact-phone{font-size:31px;color:#fff!important;font-weight:700;text-decoration:none;display:block;margin:30px 0 16px}.kzf-contact .kzf-small{color:#becbd8}.kzf-contact-note{font-size:13px;color:#cbd8e4;border-top:1px solid #ffffff29;padding-top:23px;margin-top:30px!important}.kzf-form-card{background:#fff;color:var(--ink);padding:35px;border-radius:12px}.kzf-form-card h3{font-size:24px}.kzf-form-card label:not(.kzf-consent){font-size:13px;font-weight:650;display:block;margin:13px 0 6px}.kzf-form-card label span{font-weight:400;color:var(--muted)}.kzf-form-card input:not([type=checkbox]),.kzf-form-card textarea{display:block;width:100%;padding:13px 12px;border:1px solid #bdc8d0;background:#fff;color:var(--ink);font:inherit;font-size:16px;border-radius:5px;line-height:1.5}.kzf-form-card textarea{resize:vertical;min-height:110px}.kzf-form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.kzf-consent{display:flex;gap:12px;align-items:flex-start;font-size:12px;line-height:1.6;margin:22px 0}.kzf-consent input{width:18px;height:18px;margin-top:2px;flex-shrink:0}.kzf-form-card .kzf-button{width:100%}.kzf-form-card .kzf-small{color:var(--muted);margin:14px 0 0}.kzf-alert{background:#fff2e9;padding:15px;font-size:14px;border-left:3px solid var(--accent);margin-bottom:20px}.kzf-alert-success{background:#edf8f1;border-color:#318357}.kzf-sources{font-size:14px;color:var(--muted)}.kzf-sources h2{font-size:32px}.kzf-sources>p{max-width:940px}.kzf-sources ol{padding-left:22px;columns:2;column-gap:45px;margin:25px 0}.kzf-sources li{padding:6px 0;break-inside:avoid}.kzf-mobile-cta{display:none}@media(max-width:950px){.kzf-hero-grid{gap:25px}.kzf h1{font-size:40px}.kzf-amount{left:14px;right:14px;padding:23px}.kzf-two-col,.kzf-contact-grid{gap:40px}.kzf-form-card{padding:25px}.kzf-form-row{grid-template-columns:1fr;gap:0}.kzf-actions{gap:12px}.kzf-dates strong{font-size:28px}}@media(max-width:700px){.kzf-wrap{width:calc(100% - 36px)}.kzf-breadcrumb{font-size:11px;gap:7px;padding:14px 0}.kzf-hero{padding:14px 0 40px}.kzf-hero-grid,.kzf-two-col,.kzf-contact-grid{grid-template-columns:1fr;gap:30px}.kzf h1{font-size:39px}.kzf h1 span{font-size:25px;margin-top:17px}.kzf-lead{font-size:16px}.kzf-hero-visual{min-height:0;height:370px;padding-bottom:70px}.kzf-hero-visual>img{min-height:0;height:300px;object-position:center 65%}.kzf-amount{left:20px;right:20px;padding:19px 23px}.kzf-amount strong{font-size:46px}.kzf-amount p{font-size:12px}.kzf-section{padding-top:48px;padding-bottom:48px}.kzf-section-heading{display:block}.kzf-updated{text-align:left;font-size:11px}.kzf-updated br{display:none}.kzf-updated time{margin-left:5px}.kzf-table-wrap{margin-top:22px}.kzf th,.kzf td{padding:17px 12px}.kzf th{font-size:15px}.kzf tbody small{font-size:12px}.kzf td{font-size:25px}.kzf thead th{font-size:10px}.kzf-bonus-grid,.kzf-steps,.kzf-planning-grid{grid-template-columns:1fr;gap:25px}.kzf-bonus-grid{margin-top:28px}.kzf-notice{padding:22px}.kzf-dates{grid-template-columns:1fr;gap:16px}.kzf-dates>div{padding-top:12px}.kzf-dates p{margin-bottom:0}.kzf-dates strong{font-size:30px;margin:0 0 4px}.kzf-jump>.kzf-wrap{padding:14px 0;gap:22px}.kzf-steps li{padding-left:45px}.kzf-faq summary{font-size:16px}.kzf-sources ol{columns:1}.kzf-form-card{padding:23px 20px}.kzf-mobile-cta{display:grid;grid-template-columns:.8fr 1.2fr;position:fixed;bottom:0;left:0;right:0;z-index:1040;background:#fff;box-shadow:0 -4px 18px #07233f15;padding:10px 16px calc(10px + env(safe-area-inset-bottom));gap:10px}.kzf-mobile-cta a{display:block;text-align:center;font-weight:700;font-size:14px;text-decoration:none;padding:12px 7px;border:1px solid var(--line);border-radius:6px}.kzf-mobile-cta a:last-child{background:var(--accent);border-color:var(--accent)}.kzf-sources{padding-bottom:100px}.kzf-section h2{font-size:31px}}@media(prefers-reduced-motion:reduce){.kzf *{scroll-behavior:auto!important;transition:none!important}}